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Down Payment Assistance Programs | DreamHomeToday.net

Down Payment Assistance Programs

Let's get straight to it — there's a ton of down payment assistance available for home buyers. Over $100,000 that can be used for down payments, closing costs, and interest rate buy-downs.

And specific lenders have access to FHA & Conventional loans with rates as low as 5.625% for a 30-year fixed mortgage.

$100K+
Total DPA Available
8
Programs Listed
5.625%
Lowest Rate Available
$30K
Largest Single Program

What's Available for Metro Atlanta Buyers

Some of these programs can be "stacked" together — some can't. The right combination depends on the home, the buyer, and the lender. Give us a call or email for additional information on these programs and we'll help you find the best fit.

FHA & Conventional loans available as low as 5.625% — 30-yr fixed

Available DPA Programs

A quick overview of programs available for home buyers in Metro Atlanta

Invest Atlanta

$20,000

Down payment assistance for qualifying buyers purchasing homes located within the City of Atlanta limits.

  City of Atlanta only

Atlanta Housing Authority

Up to $25,000

Assistance of up to $25,000 for buyers purchasing homes located within the City of Atlanta.

  City of Atlanta only

First Generation / 1st Time Buyer

$12,000

Exclusive down payment assistance for first-generation and first-time home buyers purchasing ANDP homes.

  ANDP homes only

Veteran Home Buyer

$15,000

A dedicated program honoring our veterans with down payment assistance on ANDP homes.

  ANDP homes only

ANDP New Market DPA

Up to $30,000

The largest single program available — up to $30,000 for buyers on ANDP homes who earn below 80% of Area Median Income.

  ANDP homes only   Below 80% AMI

Federal Home Loan Bank

Up to $15,000

Federal assistance available to buyers earning below 80% of Area Median Income — not restricted to a specific community or builder.

  Below 80% AMI

Georgia Dream

Up to $12,500

Georgia's statewide DPA program with down payment assistance of up to $12,500 and mortgage rates as low as 5.875%.

  Statewide   Rates from 5.875%

Fulton County DPA

$15,000

Down payment assistance exclusively for buyers purchasing homes located within Fulton County.

  Fulton County only

🎉

And there's more, believe it or not...

The programs above are just a snapshot. Additional assistance may be available depending on your situation, the property, and the lender. Call or email us — we'll dig into every option available to you.

Can These Programs Be Stacked?

Some of these programs can be combined — layered together to maximize your total assistance. Others cannot be stacked. The right combination depends on the home's location, the builder, and your income level. Contact us for a personalized breakdown of which programs work together for your specific situation.

Approved Lender Lists

There's a catch — Invest Atlanta, Atlanta Housing Authority, and GA Dream require buyers to use specific approved lenders to access their assistance. Here are those lender lists.

Important: Invest Atlanta, Atlanta Housing Authority, and GA Dream all require buyers to work with a lender from their approved list in order to access the down payment assistance. Using a lender that is not on the list will disqualify you from that program. Call us and we'll help you connect with the right lender.

Invest Atlanta — Approved Lenders

The approved lender list for Invest Atlanta will be posted here. Contact us for the current list and we'll get you connected.

Atlanta Housing Authority — Approved Lenders

The approved lender list for Atlanta Housing Authority will be posted here. Contact us for the current list and we'll get you connected.

GA Dream — Approved Lenders

The approved lender list for Georgia Dream will be posted here. Contact us for the current list and we'll get you connected.

📞 We're Ready to Help

Let's Find Your DPA Program

Call or text us for more information on the down payment assistance programs you can use to purchase your dream home. We'll walk you through every option — no pressure, no guesswork.

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